<
Home - Offers & Deals - UBL Click N Remit for Sending Remittance in Pakistan

UBL Click N Remit for Sending Remittance in Pakistan

United Bank Ltd is offering now amazing service for their customers “UBL Click N Remit” This Service facilitates their customers to send money all over the Pakistan. Even by sitting at home throng your online account. This great service has safe your time for remittance. It is secure, reliable and very fast. All the transaction process is done online that is why it requires less time. Now send your money anywhere in Pakistan only by clicking, No more than few mouse clicking effort is required by UBL Click N Remit.

Advertisements

It is very beneficial service for those who do business in small level in the Pakistan. It is one of the hardest works to send the money by back cache or by ATM. It is not expensive service charges are really reasonable.

You can avail this service by following the simple steps that are given below:

  • You must have UBL account .
  • Visit the website for creating Click N Remit account.
  • Enter your payment detail of the amount you want to send.
  • For deposit the money you have to enter the complete bank details as name , account number and bank address.
  • For sending the money to other account besides UBL you have to enter the complete back details as name, account number, and bank address.
  • Door step delivery of payment check services is also available. To avail this offer you have to enter only complete back details as name, account number, contact phone number, bank address, and complete physical mailing address.
  • Confirm your transaction
  • Confirmation email will be send to you with in few minutes along with a tracking number. Tracking number can be used to check the status of your transaction.

So must avail this outstanding service offered by UBL. That is one of the most well know bank in Pakistan. It is serving for many years ago and has maintained its status very well. So for more information and query you can directly contact by mail, phone etc.

UBL Click N Remit Intro

FAQs

1.
What is this service?

 

United Bank Ltd. is pleased
to offer you access to a Reliable, Fast, Secure, Convenient
and in-expensive way of remitting money to anyone in Pakistan.
The entire transaction is completed online and with just a
few clicks of a mouse, your money is on its way to the recipient
of your choice. There is no need to visit a bank to use this
service. Remitting money is just a click away through UBL
Click N Remit.

 

 

2. How
does the service work?

 

Remitting money to Pakistan through
United Bank Ltd. is easy:
Simply login to the UBL
Click N Remit Home Remittance site
Enter payment details, including amount
to be sent in US dollars
For direct deposit to an account with
UBL in Pakistan, enter the name of the beneficiary,
account number, name and address of the bank where the
beneficiary maintains the account
For payment to another bank branch,
enter the name of the beneficiary, account number and
name of the bank and name of the where the beneficiary
maintains the account
For door step delivery of a payment
check, enter the name of the beneficiary, contact phone
number along with complete physical mailing address
of the beneficiary
Confirm the transaction
You will receive an e-mail shortly
confirming details of your transaction and a tracking
number you can use to check the status of your transaction
online

 

 

3. How
soon will my money get to the recipient?

 

For direct deposit to an account with any of UBL’s branches in Pakistan, depending on the time of the transaction, beneficiary’s account is usually credited within 2 business days. (Please add an additional business day for USD transactions.)
For payment to another bank branch, depending on the time of the transaction, a check (payable in local currency) is usually couriered to beneficiary’s bank within 3 business days.
For door step delivery, depending on the time of the transaction, a check (payable in local currency) is usually couriered to the recipient within 4 business days
Remember the best timings to complete your transaction are before 3 PM (EST) for Internet Checks
Transactions conducted on holidays and weekends are initiated on the next business day
Please note that receipt of funds by a Recipient is dependent upon when the UBL receives good funds and upon local laws, communication system and delivery channel availability and bank and clearing system regulations applicable in Pakistan. We shall make our best effort to have the funds delivered to the beneficiary as soon as possible. However, UBL and its partners do not guarantee the timing of a Recipient’s receipt of funds initiated pursuant to a Payment request from you.

 

 

4. How
can I ensure prompt delivery?

 

The best delivery opiton is to
send money to an account with UBL
Just ensure that you have the 8-digit
account number and correct branch name
If you were given an incomplete
account #, please email beneficiary’s Name, Branch,
City and the incomplete account # to us at [email protected]
and we will do our best to find the 8-digit account
# for you. Please allow at least one business
day.
Incomplete account number and inaccurate
branch information may significantly delay your payment
If you will like to open an account
with UBL in Pakistan, we can assist you in opening an
account in Pakistan.
The second best option is the doorstep delivery
option, providing direct delivery of check to the beneficiary
through courier. This gives full control to the beneficiary
and avoids situation arising from Direct Deposit to another
Bank, where the beneficiary bank takes inordinate amount
of time in crediting the funds to the beneficiarys account

 

 

5. Can
the beneficiary receive the payment in US Dollars?

 

In this case the beneficiary
has to have an account in US Dollars with any of the designated
branches of UBL in Pakistan.

 

 

6. Can
the beneficiary receive the payment in US Dollars in cash
or in an account with any bank other than UBL?

 

No. Cash payment in US Dollar
against presentation of check is not possible as no checks
are issued in case of US Dollar remittance. Also there is
no local clearing and settlement arrangement in Pakistan for
US Dollar transactions, the beneficiary has to have an account
in US Dollars with any of the designated branches of UBL in
Pakistan to receive a US Dollar remittance as ‘Direct Deposit’.

 

 

7. Can
the beneficiary receive the payment in a foreign currency
other than Pak Rupees and US Dollars for direct deposit in
an account with UBL or in cash or in an account with any bank
other than UBL?

 

No. We do not offer remittance in any currency
other than Pak Rupees and US Dollar. In case of remittance
in US Dollars, only Direct Deposit in an account with any
of the designated branches of UBL is applicable. In case of
remittance in Pak Rupees, Direct Deposit in an account with
any of the branches of UBL in Pakistan, with any other bank
in Pakistan or payment in cash against presentation of check
on the counters of any of the branches in UBL (Amount restrictions
apply) is applicable.

 

 

8. What
are the fees for this service?

 

There is no fee for remittances of $100 or more. There is a $5 fee for remittances that are less than $100. Many comparable services charge you higher fees and could take much longer to deliver the money.

 

 

9. Why
is Click N Remit exchange rate different from the rate on
UBL’s corporate website?

 

Please note that UBL offers multiple
exchange rates. Exchange rates vary with time, type, location
and size of the transaction. For example, the rates on the
corporate website are not applicable on cash transactions
in Pakistan.The US$ to Pak Rupee rates for remittances are
set by UBL New York based on market conditions prevailing
in USA. You will find that our rate is always better than
the rates offered by any other bank or similar service provider.

 

 

10. What
forms of payment do you accept?

 

The following form of payment is accepted: Funds withdrawn directly from your bank account (Internet Check).

 

 

11. What
is an Internet Check?

 

Unlike a paper check having
its Physical presence, the Internet Check is the mode of
payment electronically. When you authorize for funds to
be withdrawn from your Bank account by providing the details
of Bank routing number(also known as ABA number) consisting
of 9 digits and appearing on the left hand bottom followed
by your bank account number on the checks, issued to you
by your bank, this mode of payment becomes Internet
Check.

Note: The best time to complete your transaction
is before 3 PM (EST) for Internet Checks.

 

 

12. Can
I remit after 10 PM on a business day and on weekends and holidays?

 

Yes! You can remit any time, but for remittances
conducted after 3 PM (EST) for Internet Checks on a business day or during the
weekends and holidays, the remittances will be processed the
next business day.

 

 

13. Is
there a limit to how much I can remit in a single transaction?

 

As part of our ongoing verification process and in order to ensure the maximum security for your account and the accounts that you have debited, we have restricted the total amount of money you can transfer over any given period. Generally, you are restricted to the following limits:
Limit of up to $2500 per month. (Maximum of $2500 per individual transaction).
We are constantly reviewing the limits we
have established in order to provide our customers with the
greatest flexibility and protection. We urge you to review
the latest money transfer limits that are provided in the
terms of services.

 

 

14. Why
Social Security Number is required?

 

The Social Security Number, which
is a mandatory piece of information, is required to perform
due diligences to safe guard your interest. It is also required
to verify the identity of the remitter as part of the compliance
under the US Regulations.

 

 

15. Is
it safe to give Social Security Number on internet?

 

Absolutely! Our software uses
the latest 128-bit SSL encryption, so no unauthorized person
can ever see details of your transaction. Details of how your
information including your SSN is protected are provided in
the Privacy Policy governing this service, which can be viewed
by clicking on Privacy Policy on this site.

 

 

16. Will
my personal information be protected?

 

Definitely! The site uses 128-bit
SSL encryption to protect all personal identification information
that you submit, including your Name, Date of Birth, Social
Security Number, Address, Phone number, E-mail address, Login
ID and Password, Credit Card and Bank Account details. Payment
details for each transaction are encrypted and stored for
your convenience. Details of how your information is protected
are provided in the Privacy Policy governing this service.

 

 

17. Is
my money safe?

 

Absolutely! You have the greatest
comfort of dealing with United Bank Limited – UBL your most
trusted name amongst the Pakistani banks. Also our software
uses the latest 128-bit SSL encryption, so no unauthorized
person can ever see details of your transaction. In addition,
your funds are secured by an FDIC-insured bank in the United
States. Outside the United States, your funds are held by
United Bank Limited – a reputable banking institution that
is globally recognized.

 

 

18. Which
bank issues the check in Pakistan?

 

United Bank Limited – UBL issues
local checks to the recipient. This check issued by UBL works
similar to a cashier’s check in the United States and the
full amount of funds are guaranteed with no hidden charges.
This check can be deposited in an account in the name of the
beneficiary with any bank including UBL. Since we always issue
a local check for the recipient’s location, funds are available
in as little as 24 hours from presentment. This check can
also be presented for instant cash payment at the counters
of any of the branches of UBL. Currently the cash payment
limit per transaction is Pak Rupees 100,000.

 

 

19. How
soon will my money get to the recipient?

 

A check is sent to the designated
recipient by courier within as little as 1-2 business days
of receiving your payment in USA.

 

 

20. Why
does it take longer for a payment to be received in a recipient’s
account with a bank other than UBL?

 

Since there is no automated clearing
facility available in Pakistan, UBL can only pay the other
bank through a locally drawn check and it takes an additional
day for the other bank to collect the proceeds of the check.
Another significant factor is delay in communication with
offline branches as most banks do not have a large online
branch network. To avoid delays in processing of credit to
the recipient’s account whenever the recipient has account
with a bank other than UBL, it is very much advisable to send
a check directly to the recipient instead of direct deposit.

 

 

21. What
is the best time to execute a transaction?

 

The best time to execute a transaction
is before 6 PM (EST) for Internet Checks and 4 PM (EST)
for Credit Cards on any business day. This will expedite the
money transfer to Pakistan by a day.

 

 

22. Who
delivers the money to the recipient in Pakistan?

 

(a) For direct deposit to an
account with UBL in Pakistan, UBL credits the money in the
account of the beneficiary maintained with one of our branches.
(b) For payment to another bank branch where the beneficiary
maintains the account and (c) For doorstep delivery of a check
TCS (www.tcs.com.pk) delivers money to recipients in Pakistan.
TCS is a leading courier companies in Pakistan and is associated
with DHL, one of the largest courier companies in the world.
TCS provides reliable, dependable and guaranteed delivery
within a specific time to all locations in Pakistan. We also
provide online tracking so that you always have access to
information about the delivery status of your remittance.

 

 

23. How
do I know the status of my transaction?

 

Online tracking is available
for you to follow the progress of your remittance. This gives
you the confidence that 24 hours a day, 7 days a week you
can know exactly where your money is. In addition, you can
even track the delivery status of your check and know who
received. All of this information is accessible to you with
a simple click of a mouse!

 

 

24. Does
the recipient need to have an account with any specific bank?

 

The recipient does not need to
have an account with any specific bank.

 

 

25. Can
I remit from my account in a bank in USA while I am outside
USA?

 

Yes! You can remit from your
account with any bank in USA while you are outside USA. However,
in order to safe guard your interest we will contact you to
confirm the transaction. Once this is done your remittance
will be processed as a normal transaction.

 

 

26. Since
I am residing outside USA, I do not have an account with any
bank in USA, can I remit?

 

No! You can not remit from outside
USA unless you have an account in any bank in USA. Presently
the product does not support transactions from an account
outside USA. However, we are planning to launch this product
for the remitters from across the globe. Once the product
is launched across the globe, you will know about it through
our website and the media.

 

 

27. How secure is my registration and login process?

 

We realize the need to keep your funds secure. That is why all remitters signing up with Click�n�Remit have to go through a Sub-Dollar Verification (click to find out more) process and all existing users have to go through a Multi Factor Authentication (click to find out more) process in order to login to their Click�n�Remit account. These security measures have been put into place to give you, our users a heightened sense of security throughout the entire remittance process.
Multi-Factor Authentication

Multi-Factor Authentication (MFA) is a security feature for customers logging in to Click’n’Remit, that allows users to keep their account secure. This is a three step process that first occurs during the user registration process, after which all users need to go through this in order to sign in to their Click’n’Remit accounts.

Advertisements
  • Step One: CAPTCHA

The first step is a security feature where users are asked to enter a text that appears on their screen as an image of random letters, this is called CAPTCHA. Following that, the new Remitter will receive a confirmation email. This email will contain a link, which will have to be clicked on to enable the new remitter to continue with registration.

This security text appears as an image of random letters that prevents hackers, phishers and other malicious software from attempting to register multiple false entries. The users simply need to enter the exact text that they see on the screen in the space provided.

  • Step Two: Security Questions

The next step will require the remitter to select three security questions. The remitter will chose from a list of questions to answer to help ensure privacy is maintained when logging into Click�n�Remit. One of these three questions will then be asked every time the Remitter returns to sign in.

  • Step Three: Visual Confirmation

The final step is visual confirmation of an image. The remitter is asked to type in a note or a phrase regarding an image.

Once all three questions have been entered along with the visual confirmation, the registration will be complete. The Remitter can now successfully log in and use Click�n�Remit to remit funds to Pakistan.

Sub-Dollar Verification


Sub-Dollar Verification (SDV) is a process in which a sub dollar amount is credited to your bank account.

Before the SDV process can take place, you need to set up a payment method to be used for your Click�n�Remit remittances. This can be done by entering your personal bank account number and your banks routing number. Once this information has been added, you will receive an email containing instructions regarding the SDV process. This new account will remain in a PENDING state until the credit and debit information is verified correctly by you. While the verification process is taking place and your account is in a pending state, you may remain logged into Click�n�Remit, and update any other information in your account. Once the verification is completed, you are ready to use Click�n�Remit to remit funds to your family and friends in Pakistan.

The SDV process is not in place for credit/debit card transactions.

 

 

28. I
still have additional questions about the service, whom should
I contact?
Advertisements

About Ali

Ali Rajput is an entrepreneur and I.T professional from Pakistan who loves to blog about ICT & current issues. He is well known in local industry for his consulting services for cooperate computing solutions. He also holds Masters Degree in Advance Computer Science from University of Leicester, UK.

Check Also

Orient New Year Mega Sale 2017: Get Discount Up To 30%

Orient Pakistan is going to launch two-day mega sale across Pakistan. The sale will start …

Leave a Reply

Your email address will not be published. Required fields are marked *